[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.intkos.cz\/pujcka-se-muze-hodit\/#Article","mainEntityOfPage":"https:\/\/www.intkos.cz\/pujcka-se-muze-hodit\/","headline":"P\u016fj\u010dka se m\u016f\u017ee hodit","name":"P\u016fj\u010dka se m\u016f\u017ee hodit","description":"Lid\u00e9 se dost\u00e1vaj\u00ed do finan\u010dn\u00edch pot\u00ed\u017e\u00ed dnes a denn\u011b. Je jedno, zda jde o podnikatele nebo spot\u0159ebitele, o lidi s vysok\u00fdmi nebo naopak n\u00edzk\u00fdmi p\u0159\u00edjmy, s vy\u0161\u0161\u00edmi \u010di ni\u017e\u0161\u00edmi \u017eivotn\u00edmi n\u00e1klady a podobn\u011b. A vlastn\u011b i ty d\u016fvody, je\u017e do pot\u00ed\u017e\u00ed vedou, jsou natolik pestr\u00e9, \u017ee bychom si je tu mohli vyjmenov\u00e1vat celou v\u011b\u010dnost. Ale […]","datePublished":"2019-11-21","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.intkos.cz\/author\/#Person","name":"","url":"https:\/\/www.intkos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d693d76da4b3c2905ed32515295d3c5b2b37600a891f276917d3d592948bcc60?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"intkos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.intkos.cz\/wp-content\/uploads\/img_a369696_w3373_t1581784533.jpg","url":"https:\/\/www.intkos.cz\/wp-content\/uploads\/img_a369696_w3373_t1581784533.jpg","height":0,"width":0},"url":"https:\/\/www.intkos.cz\/pujcka-se-muze-hodit\/","about":["N\u00e1kupy"],"wordCount":456,"articleBody":"      Lid\u00e9 se dost\u00e1vaj\u00ed do finan\u010dn\u00edch pot\u00ed\u017e\u00ed dnes a denn\u011b. Je jedno, zda jde o podnikatele nebo spot\u0159ebitele, o lidi s vysok\u00fdmi nebo naopak n\u00edzk\u00fdmi p\u0159\u00edjmy, s vy\u0161\u0161\u00edmi \u010di ni\u017e\u0161\u00edmi \u017eivotn\u00edmi n\u00e1klady a podobn\u011b. A vlastn\u011b i ty d\u016fvody, je\u017e do pot\u00ed\u017e\u00ed vedou, jsou natolik pestr\u00e9, \u017ee bychom si je tu mohli vyjmenov\u00e1vat celou v\u011b\u010dnost. Ale na p\u0159\u00ed\u010din\u00e1ch finan\u010dn\u00edch probl\u00e9m\u016f a postaven\u00ed t\u011bch, kdo se do nich dost\u00e1vaj\u00ed, tu nesejde. Podstatn\u00e9 je, aby se ka\u017ed\u00fd, kdo m\u00e1 probl\u00e9my, maxim\u00e1ln\u011b sna\u017eil je vy\u0159e\u0161it. Proto\u017ee \u010d\u00edm d\u00e9le podobn\u00e9 probl\u00e9my trvaj\u00ed, t\u00edm v\u011bt\u0161\u00ed zpravidla jsou. Asi si to dok\u00e1\u017eete p\u0159edstavit \u2013 na nezaplacen\u00fd dluh se nabaluj\u00ed sankce, ty zvy\u0161uj\u00ed finan\u010dn\u00ed t\u00edse\u0148 doty\u010dn\u00e9ho, kter\u00fd kv\u016fli tomu nezaplat\u00ed ani n\u011bco dal\u0161\u00edho, to je tak\u00e9 posl\u00e9ze penalizov\u00e1no, naskakuj\u00ed \u00faroky a poplatky z prodlen\u00ed, a tak po\u0159\u00e1d dokola. Plus je takov\u00e9mu neplati\u010di nejednou odp\u00edr\u00e1no to, za co nezaplatil, a \u017eivot bez elekt\u0159iny, bez vody, ba mo\u017en\u00e1 i na ulici, to nen\u00ed nic p\u0159ijateln\u00e9ho. A tak je t\u0159eba sh\u00e1n\u011bt pen\u00edze co nejd\u0159\u00edve. A tak\u00e9 je sehnat. A kdy\u017e je to pro \u010dlov\u011bka vlastn\u00edmi silami nezvl\u00e1dnuteln\u00e9, nem\u011bl by pohrdnout ani p\u016fj\u010dkou. Ov\u0161em zde je probl\u00e9m. A to ten, \u017ee ne ka\u017ed\u00e1 finan\u010dn\u00ed instituce p\u016fj\u010d\u00ed ka\u017ed\u00e9mu. A tak nen\u00ed ni\u010d\u00edm neobvykl\u00fdm, kdy\u017e \u017eadatel neusp\u011bje v bance. Tam maj\u00ed toti\u017e jasn\u011b nastaven\u00e1 p\u0159\u00edsn\u00e1 krit\u00e9ria, je\u017e mus\u00ed ka\u017ed\u00fd vyplnit, a pokud m\u00e1 takov\u00fd z\u00e1jemce o p\u016fj\u010dku dejme tomu n\u00edzk\u00e9 p\u0159\u00edjmy, \u0161patn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znamy v registru dlu\u017en\u00edk\u016f, nesplacen\u00e9 dal\u0161\u00ed \u00fav\u011bry a exekuce na krku, m\u016f\u017ee se s nad\u011bjemi na z\u00edsk\u00e1n\u00ed pen\u011bz od banky rozlou\u010dit. Je\u0161t\u011b \u017ee pak existuje i americk\u00e1 hypot\u00e9ka bez registru od nebankovn\u00edho poskytovatele. U t\u00e9 toti\u017e maj\u00ed nad\u011bji i ti, kdo v bank\u00e1ch a jinde neusp\u011bli. Tedy za p\u0159edpokladu, \u017ee tu jsou schopni nab\u00eddnout za p\u016fj\u010den\u00e9 pen\u00edze z\u00e1ruku v podob\u011b nemovitosti odpov\u00eddaj\u00edc\u00ed hodnoty. Kdo se tu nemovitost\u00ed zaru\u010d\u00ed, m\u016f\u017ee si p\u016fj\u010dit a\u017e sedmdes\u00e1t procent jej\u00ed odhadn\u00ed ceny, a to klidn\u011b i s t\u0159icetiletou dobou splatnosti a dal\u0161\u00edmi p\u0159ednostmi. A pak jsou pen\u00edze na vy\u0159e\u0161en\u00ed v\u0161ech probl\u00e9m\u016f k dispozici. A zase je dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka se m\u016f\u017ee hodit","item":"https:\/\/www.intkos.cz\/pujcka-se-muze-hodit\/#breadcrumbitem"}]}]